Step 1. What happens if the car is written off and on finance?

When your car is written off and is on finance, it is generally a term of your finance contract that your finance company will require you to pay the money you receive to them. If you do not, you may be in default of your finance contract. If you are insured, generally your insurer will be required to pay the registered financial interest not you directly. You should seek advice if there are any issues with this. Call us at the Insurance Law Service on 1300 663 464.